HomeSpecials › Financing

We understand that the financing of any project is a crucial part of the planning process. Whether you are paying cash or financing the project 100%, we can help guide you. Below are our current Financing Options. Additionally, R. Henry Construction accepts all major credit cards.

R. Henry Construction can finance the construction of your home, saving you the time and hassle of having to obtain your own construction loan before you build.

This may make the process much faster as we can build the home and you simply agree to purchase the home from us when construction is complete. A small down payment and a signed agreement to purchase the home when complete will be required.


For those who prefer to obtain their own construction loan, R. Henry Construction works closely with select local banks who are experienced in New Home Financing.

For qualified borrowers, clients of R. Henry Construction may qualify for a 5% down payment (or less under some programs) with 1/2% origination fee, which covers both the construction loan and permanent loan. We will be happy to walk you through your various new home or remodeling financing options.


For smaller size remodeling projects under $50,000, R. Henry Construction offers a quick and convenient financing option.  

Customers remodeling with R. Henry Construction can choose either a 12 Month No Interest loan or a 5-7 year loan at 6.99% with no collateral required. These are unsecured loans and approvals are generally available in 10 minutes or less.

We also accept all major credit cards.


For larger size remodeling projects ranging from over $50,000 to a $1,000,000, a more traditional home equity loan or other secured financing is typically needed.  

R. Henry Construction will help you through the process of what will be needed by the lender in order to qualify for a home renovation loan. R. Henry can work directly with the lender on your behalf to provide the plans and specifications needed for the appraisal.